International Journal of Trend in Scientific Research and Development: Finance

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Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

Sunday 10 October 2021

A Comparative Study on Mutual Funds

October 10, 2021 0
A Comparative Study on Mutual Funds
A mutual fund is just the connecting bridge and financial intermediary that allows a group of investors to pool their money together with a predetermined investment objective. The mutual fund manager, who is responsible for investing the gathered money into specific securities such as stock or bond, When you invest in a mutual fund, you are buying units or portions of mutual fund and thus on investing, becomes a shareholder or unit holder of the fund. Mutual funds are considered as one of the best available investment as compare to other as they are very cost efficient and also easy to invest in, thus by pooling money together in a mutual fund, investors can purchase stocks or bonds with much lower trading costs diversification by maximizing returns. 
by Hameedullah Rasuli | Dr. Himabindhu "A Comparative Study on Mutual Funds" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-6 , October 2021, 



Thursday 17 June 2021

Predicting the Level of Crowdfunding Outcome in Africa A Supervised Machine Learning Approach

June 17, 2021 0
Predicting the Level of Crowdfunding Outcome in Africa A Supervised Machine Learning Approach

One crucial challenge of crowdfunding is that it is hard for fundraisers and backers to anticipate the outcome of crowdfunding campaigns. Across platforms, many crowdfunding campaigns fail to achieve their funding goal. Hence, studies focusing of the outcome of crowdfunding is also growing. In this study, we implement a supervised machine learning methodology to investigate the determinants of the level of crowdfunding with emphasis on Africa. The statistical methods used in the study produced a high prediction accuracy. Irrespective of the method used, the number of backers is identified to be the most important predictor of the level of funding. Also, the average amount pledged to the project and the duration of the project are important features that predict the level of funding. 

by Isaac Okyere Paintsil | Zhao Xicang | Oliver Joseph Abban "Predicting the Level of Crowdfunding Outcome in Africa: A Supervised Machine Learning Approach" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-4 , June 2021, 

URL: https://www.ijtsrd.compapers/ijtsrd42539.pdf 

Paper URL: https://www.ijtsrd.comeconomics/finance/42539/predicting-the-level-of-crowdfunding-outcome-in-africa-a-supervised-machine-learning-approach/isaac-okyere-paintsil

internationaljournalofmanagement, callforpapermanagement, managementjournal 

Saturday 13 February 2021

The Role of Insurance in the Economy of the Republic of North Macedonia

February 13, 2021 0
The Role of Insurance in the Economy of the Republic of North Macedonia

Insurance presents an important role on the financial system that contributes in a significant way to a countrys economy. The insurance market also has great potential in the economic development of the country, where it provides financial assistance, and it helps in risk management. In this paper, we tried to build the objectives of growth and development on insurance in the Republic of North Macedonia, as well as to measure growth and to assess the impact of insurance on GDP. Insurance can be used to encourage investment, to mobilize savings, and to promote financial stability. Also, it can be count as a source of sustainable funding for the financial markets as well as for the domestic economy. Based on secondary data we have tried to analyze the relationship between insurance development and their impact on GDP. 

by Sulbije Memeti | Era Memeti "The Role of Insurance in the Economy of the Republic of North Macedonia" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-2 , February 2021, 

URL: https://www.ijtsrd.com/papers/ijtsrd38392.pdf 

Paper Url: https://www.ijtsrd.com/economics/finance/38392/the-role-of-insurance-in-the-economy-of-the-republic-of-north-macedonia/sulbije-memeti

ugclistedjournals, paperpublication

Thursday 10 December 2020

Analysis of Procedures and Factors Causing Motor Vehicle Insurance Claims

December 10, 2020 0
Analysis of Procedures and Factors Causing Motor Vehicle Insurance Claims

The purpose of this study is to determine in detail the analysis of motor vehicle claims procedures. Researchers also want to know about the factors that cause claims. The research method used by researchers is descriptive qualitative and quantitative. Researchers take and observe primary data directly in an insurance company in Indonesia. The analysis was carried out for 3 years, namely 2017, 2018, and 2019. Based on the results of the study, the claims procedure was carried out in several stages. These steps are a claim incident report, prepared documents, submission of documents to the claims department, document check, verification, survey, analysis, and claim settlement. The factors causing the most claims in 2017 were damage due own at 60 . in 2018 the cause of most claims was due to other damage by 50 . The same was true in 2019, namely due to own damage of 60 . 

by Meanwhile, the claim fee that must be paid by the company in the last 3 years has reached Rp. 3,932,415,699.00. 

by Stevanly Alvino Arya | Debrina Vita Ferezagia "Analysis of Procedures and Factors Causing Motor Vehicle Insurance Claims" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-1 , December 2020, 

URL: https://www.ijtsrd.com/papers/ijtsrd38254.pdf

Paper URL : https://www.ijtsrd.com/economics/finance/38254/analysis-of-procedures-and-factors-causing-motor-vehicle-insurance-claims/stevanly-alvino-arya

callforpaperchemistry, chemistryjournal, openaccessjournalofchemistry 

Financial Efficiency of Nam Roi Pomelo Planting Models under Vietgap Standards in Binh Minh Town, Vinh Long Province

December 10, 2020 0
Financial Efficiency of Nam Roi Pomelo Planting Models under Vietgap Standards in Binh Minh Town, Vinh Long Province

The study aims to evaluate the financial efficiency of Nam Roi pomelo farmers in Binh Minh Town, Vinh Long Province. Direct interviews were used to survey 70 households 35 households planting pomelos with traditional methods and the other 35 follow VietGAP standards in My Hoa and Dong Thanh Commune. The Financial ratio analysis and the Independent Samples T Test were applied in the study. The research results show that, although the resources are limited, Nam Roi pomelo farmers have applied technical advances in their cultivation process to improve productivity and raise their incomes. All financial ratios about the production efficiency of Nam Roi pomelo farmers following VietGAP standards are better than those of traditional pomelo farmers. This concludes that the application of technical advances in pomelo production has brought higher economic benefits for farmers. 

by Nguyen Quoc Nghi "Financial Efficiency of Nam Roi Pomelo Planting Models under Vietgap Standards in Binh Minh Town, Vinh Long Province" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-1 , December 2020, 

URL: https://www.ijtsrd.com/papers/ijtsrd38215.pdf

Paper URL : https://www.ijtsrd.com/economics/finance/38215/financial-efficiency-of-nam-roi-pomelo-planting-models-under-vietgap-standards-in-binh-minh-town-vinh-long-province/nguyen-quoc-nghi

callforpaperinternationaljournal, ugclistofjournals, bestinternationaljournal 

Tuesday 11 August 2020

Factors Affecting Enterprises Access to Formal Credit in Can Tho City, Vietnam

August 11, 2020 0
Factors Affecting Enterprises Access to Formal Credit in Can Tho City, Vietnam

The objective of the study is to identify factors affecting the formal credit accessibility of enterprises in Can Tho City. Research data were collected using a quota sampling with a sample size of 300 active enterprises. The binary logistic regression was adopted. The study showed that factors influencing the access to formal credit of enterprises are the managers level of education, management experience, operation time, business size, fixed asset, and social capital. In which, the business size is the most powerful factor affecting the formal credit accessibility of enterprises. 

by Nguyen Quoc Nghi | La Nguyen Thuy Dung "Factors Affecting Enterprises' Access to Formal Credit in Can Tho City, Vietnam" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-5 , August 2020, 

URL: https://www.ijtsrd.com/papers/ijtsrd32911.pdf 

Paper Url :https://www.ijtsrd.com/economics/finance/32911/factors-affecting-enterprises-access-to-formal-credit-in-can-tho-city-vietnam/nguyen-quoc-nghi

callforpaperchemistry, chemistryjournal, openaccessjournalofchemistry 

Saturday 4 July 2020

Understanding Stock Returns as a Combination of Speculative and Fundamental Growth An Emperical Study

July 04, 2020 0
Understanding Stock Returns as a Combination of Speculative and Fundamental Growth An Emperical Study

The Indian stock market returns are largely speculative in nature. Taking twenty stocks off of the Sensex, the Total return of the stock was split into the fundamentally arising returns and the speculative return. This revealed the speculative nature of the Indian Stock market. What this means is that, the good stocks with strong fundamentals may have a low total return as a result of low speculative returns, similarly fundamentally weak stocks may potentially have high speculative returns, resulting in high total returns. Thus, a bifurcation of this sort can help investors with different investment objectives, horizons and risk appetite, invest to achieve their goals. 

by Sanishtha Bhatia | Anshika Lara | Danvi Shah | Shanav Jalan | Shreejit Sawant "Understanding Stock Returns as a Combination of Speculative and Fundamental Growth: An Emperical Study" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-5 , August 2020, 

URL: https://www.ijtsrd.com/papers/ijtsrd31742.pdf 

Paper Url :https://www.ijtsrd.com/economics/finance/31742/understanding-stock-returns-as-a-combination-of-speculative-and-fundamental-growth-an-emperical-study/sanishtha-bhatia

callforpapereconomics, economicsjournal

Sunday 2 September 2018

Analysis of Some Effective Aspects with VAT and GST

September 02, 2018 0
Analysis of Some Effective Aspects with VAT and GST

The Goods and Services Tax GST , executed on July 1, 2017, is viewed as a noteworthy taxation change till date actualized in India since autonomy in 1947. GST was wanted to be executed in April 2010, however was put off because of political issues and clashing enthusiasm of partners. 


The essential objective behind advancement of GST is to subsume a wide range of aberrant taxes in India like Central Excise Tax, VAT Sales Tax, Service tax, and so forth and actualize one taxation system in India. The GST based taxation system acquires more straightforwardness taxation system and expands GDP rate from 1 to 2 and lessens tax robbery and debasement in nation. 

The paper featured the foundation of the taxation system, the GST idea alongside noteworthy working, examination of Indian GST taxation system rates with VAT, and furthermore exhibited top to bottom scope in regards to points of interest to different segments of the Indian economy in the wake of showering GST and laid out a few difficulties of GST usage. 

by Shashanka. B. K "Analysis of Some Effective Aspects with VAT and GST" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-6 , October 2018, 

URL: http://www.ijtsrd.com/papers/ijtsrd18354.pdf

Direct Link: http://www.ijtsrd.com/economics/finance/18354/analysis-of-some-effective-aspects-with-vat-and-gst/shashanka-b-k


call for paper computer science, ugc approved journal, computer science journal"

Sunday 26 August 2018

Determinants of Bank's Non-Performing Loans: A Case Study of Pakistan

August 26, 2018 0
Determinants of Bank's Non-Performing Loans: A Case Study of Pakistan
The purpose of this study is to find the determinants of bank' non-performing Loan in the context of Pakistan. This secondary study used panel data of 39 banked across 6 years (2006-2011) in Pakistan. The current study used total 11 variables in which three macroeconomics and eight bank specific variables. Data is collected from State bank of Pakistan (SBP) annual reports, Pakistan economic surveys. The pooled OLS technique and used to estimate the effect of bank specific and macroeconomic variables to explore the determinants of NPL. 

Results reveal that Unemployment (UN) and real lending rate (RLR) is positively associated with Non-Performing Loans and Gross Domestic product(GDP) is negatively associated with NPL. The study concluded that NPLs for private domestic banks is more than public banks. In the last quarter of 2011, the NPL was at Peak due to heavy flood and rain. The NAB (National accountability bureau) must established mobile courts for early settlement of Problem loans cases and state bank of Pakistan must update the CIB (Credit information bureau) report on daily basis. This study more focused on macroeconomic variable instead of bank specific variables. 

By Bilal Mahmood" Determinants of Bank' Non-Performing Loans: A Case Study of Pakistan" 

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-5 , August 2018,

Paper URL: http://www.ijtsrd.com/papers/ijtsrd15910.pdf

Direct URL: http://www.ijtsrd.com/economics/finance/15910/determinants-of-bank's-non-performing-loans-a-case-study-of-pakistan/bilal-mahmood

call for paper papers conference, best international journal, review papers

Sunday 6 May 2018

Micro Finance and Women Empowerment with Special Reference to Self-Help Groups (SHG)

May 06, 2018 0
Micro Finance and Women Empowerment with Special Reference to Self-Help Groups (SHG)

The gender inequality existing in the demographic composition of a society is portrayed by the socio-economic conditions of the female population, their literacy rate, poverty, employment opportunity, life expectancy etc. It is a universally acceptable economic prescription that, for a populous country like India, ready to enjoy the Demographic dividend, gender equality is a main objective that must be achieved in order to achieve sustainable overall economic growth. 


In this paper we make a humble effort to study the problems associated with gender inequality and the potentiality of microfinance institutions in reducing the gap of gender inequality and ensuring women empowerment. 

Mr. Abhilash K""Micro Finance and Women Empowerment with Special Reference to Self-Help Groups (SHG)"" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-4 , June 2018,

URL: http://www.ijtsrd.com/papers/ijtsrd14231.pdf

Direct Link - http://www.ijtsrd.com/economics/finance/14231/micro-finance-and-women-empowerment-with-special-reference-to-self-help-groups-shg/mr-abhilash-k

research publication, international peer reviewed journal, review papers

Monday 28 March 2016

Asset Allocation as Determinant of Bank Profitability in Nigeria

March 28, 2016 0
Asset Allocation as Determinant of Bank Profitability in Nigeria
In the business of banking, banks do not only invest the received deposits to meet future obligations but also to make a profit. The study investigates the effect of asset allocation on profitability Deposit Money Banks in Nigeria. The study adopted a panel regression model involving five selected commercial banks. The data were obtained from the financial statement and annual reports of the selected banks spanning 2011 to 2015. The explanatory variables of the study are liquid assets, equities, loans, securities. The panel Ordinary Least Square regression was employed for data analyses. The findings have shown that aggregate asset allocation variable significantly explains 54% of changes in bank profits. Further results shows that liquid assets, investments equities have positive but insignificant effect on profitability of Deposit Money Banks in Nigeria; loan extension of the banks have insignificant negative effect on profitability of Deposit Money Banks in Nigeria; whereas investments in security have significant positive effect on the profitability of Deposit Money Banks in Nigeria. The study thus concluded that asset allocation is an important financial management tool to enhancing bank profitability, and that investments in securities are veritable channel for banks to improve profitability in Nigeria.

By Gloria Obiageli Izundu | Clem Nwakoby | Cyprian Okey Okoro | Udoka Bernard Alajekwu*"Asset Allocation as Determinant of Bank Profitability in Nigeria"

Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-1 | Issue-5 , August 2017,

Paper URL: http://www.ijtsrd.com/papers/ijtsrd2278.pdf 

Direct URL: http://www.ijtsrd.com/economics/finance/2278/asset-allocation-as-determinant-of-bank-profitability-in-nigeria/gloria-obiageli-izundu

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